Long Wait for Employer Coverage, Tax Credit Eligibility Issues

Two recent examples + one I am about to work on:

1. Will be eligible for open enrollment in August 2016, and this was included on app, employer plan is not affordable, based on income vs. bi-weekly payroll cost. This one sailed through with tax credit.

2. Will be eligible in 9 months during open enrollment, also entered cost and income, this one was not found eligible for tax credit. Not sure what I may have answered differently on app. Income and employer cost should have qualified.

3. New employee, income qualifies, not group insurance eligible for a year, which comes up November 20
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