How Far Back Can You Cancel Auto Insurance

2 yrs ago I scrapped my vehicle but still kept the paying for the insurance. I thought I needed if I would drive another vehicle and so I wouldn’t have a lapse which would result in a higher premium later. If I go to my insurance company and cancel the coverage, how far back can I go to pro rate my payments to. Can I get a refund for the full 2 yrs.
Also should I change or get non-owner auto insurance?

Thank You!
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