Guaranteed Purchase Option

I have a client who I wrote a 17K policy for that went into effect less than 2 months ago and who has had two bank drafts for the premiums. This client wanted to increase coverage to 20K, which would increase their premium about $28/month. This falls within the carrier's 90 day GPO window, so they were approved. But now they're telling me that the client has to allow them to draft the difference in premiums for 3 months (about $84) at the same time they take out the new monthly premium of $190. The client is upset about this, because they can't afford to have $274 deducted from their checking
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