Hi, thanks in advance.
I'm self-employed and I use the ACA/obamacare to get my health insurance.
I'm looking at two almost identical plans for 2016 except one is slightly more expensive as it is an EPO and the other is a HMO.
I rarely go to any doctor and I do not have a primary care doctor which is needed inside an HMO to see a specialist, but the EPO doesn't have this requirement...I like that b/c if I have the sniffles I just bare it out, but if I'm really messed up(ie somethings torn/broken) I just want to swing into a specialist immediately.
My confusion rests in getting an MR
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I'm self-employed and I use the ACA/obamacare to get my health insurance.
I'm looking at two almost identical plans for 2016 except one is slightly more expensive as it is an EPO and the other is a HMO.
I rarely go to any doctor and I do not have a primary care doctor which is needed inside an HMO to see a specialist, but the EPO doesn't have this requirement...I like that b/c if I have the sniffles I just bare it out, but if I'm really messed up(ie somethings torn/broken) I just want to swing into a specialist immediately.
My confusion rests in getting an MR
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