Am I Thinking Correctly on These Three?

Hello.

Case #1:
I called a lead I thought was a few miles away but as it turns out has moved and took her cell phone. So she's 215 miles away. Since she's in a wheelchair SLAC didn't want to touch her, even though she actually can walk across a room if she wants to and stands to iron. She's in the wheelchair because of nerve damage or some complication from back surgery about three years ago. She takes pills for diabetes. She's 77, NS, and is paying $98 per month for a $10k MOO policy which she's had for almost two years.

So this sounds ideal for UHL, right? They'll do $10k for $82.28 p
Source of insurance-forums.net

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