I dont do a lot of Term Life. But I wrote one on a 38/yo male yesterday.
It seems like he would qualify for a preffered plus rating, but I know those are hard to come by. If I submit it asking for preferred +, what is the downside?
If it doesn't get preferred+ but he qualifies for preferred, would they give it to him as preferred? Or would they give it as standard? Or if I submit it as preferred, would they automatically give him preferred + if he qualifies?
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It seems like he would qualify for a preffered plus rating, but I know those are hard to come by. If I submit it asking for preferred +, what is the downside?
If it doesn't get preferred+ but he qualifies for preferred, would they give it to him as preferred? Or would they give it as standard? Or if I submit it as preferred, would they automatically give him preferred + if he qualifies?
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