I have a prospect that is on a MAPD. She turned 65 less than 6 months ago. She now wants to get a Med Supp and a drug plan. Her drug plan with her MA did not have a deductible to meet at the beginning of the year. She is $950 away from hitting the drug coverage gap. If she signs up for a drug plan effective 11/01/2015 that has a deductible will she have to meet that deductible before it pays?
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