Most Liberal GUL Company?

I am looking for a solid company for gul only, not life. I am looking for a good back office, liberal underwriting, and and competitive pricing.

Some of the few that seem to be recommended on this site are;

-north american
-cincinatti insurance
-united heritage

Of these 3 who is your recommendation and why?
If you were to chose another company who would it be and why?
Source of insurance-forums.net

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