Age 67 female, out on disability (work), COBRA eligible 11/15/15, has Medicare Part A.
She has a lot of medical issues (but not ESRD) and needs to keep current plan/COBRA as long as possible. If she is not able to return to work by 3/15/16 she will be medically retired and can continue COBRA but probably can't afford it.
Employer funding her COBRA until 3/15/16
If she takes Part B while on COBRA my understanding is Medicare is primary, COBRA secondary.
If she delays Part B until the employer stops funding COBRA she does not get an SEP (at least that is the way I read it) and has to
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She has a lot of medical issues (but not ESRD) and needs to keep current plan/COBRA as long as possible. If she is not able to return to work by 3/15/16 she will be medically retired and can continue COBRA but probably can't afford it.
Employer funding her COBRA until 3/15/16
If she takes Part B while on COBRA my understanding is Medicare is primary, COBRA secondary.
If she delays Part B until the employer stops funding COBRA she does not get an SEP (at least that is the way I read it) and has to
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