Heavy Schizoprenic 39-year Old....

Guy's mom wanted coverage on him and they live in separate towns. Saw the mom yesterday and got her payment information for her other schizo son who is older and wrote him with TA. When I saw the 39-year-old today I went ahead and wrote the application but I'm thinking since it has different rules than the 45+ application it may come back graded so I'm trying to plan on what else may take him on first day coverage. He's 5'11" 320, and is taking a couple of schizo drugs and isn't currently working. I called Settlers and they said he would be fine on their Silver plan.....do you guys agree o
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