Guranteed Income Rider in Deferred Annuity

Hello,

I'm a money manager starting out w/ annuities as part of our retirement planning.

I have two questions about deferred annuities:

1) I am looking for a fixed annuity product that can do two things a) grow the income base while b) receiving lifetime income benefit (triggering immediately). Is there a product that can do this, like some sort of a SPIA or DIA annuity?

2) Is there such a thing as a Lifetime Income Benefit in a SPIA or DIA *FIXED* annuity? It's my understanding that it's different from GWIB riders (which stop when money is depleted).

Who sells either of th
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