Guardian just launched a new Rider on their L95 & L99 products. It is an Indexed Rider that credits interest from the S&P 500. It lets you allocate to the Rider in 25% increments, and yes, you can allocate 100% if you want.
I am not surprised that Guardian is the first to do this. They have always been open to their agents selling IUL and even offer it within their internal IMO for their captive agents (and pay street).
The downside obviously is that there is no option to do GPT testing like with an IUL. The upside (other than the chance of increased performance) is that you have the min
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I am not surprised that Guardian is the first to do this. They have always been open to their agents selling IUL and even offer it within their internal IMO for their captive agents (and pay street).
The downside obviously is that there is no option to do GPT testing like with an IUL. The upside (other than the chance of increased performance) is that you have the min
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