"For Less Than $2 More..."

One of my med sup clients called me yesterday. He has his drug plan with the lowest cost Part D carrier in every market ($18.40 in his) and called the plan to ask a question about the coverage on one of his drugs for next year. What he got is what he described as a pretty hard-sell on adding medical coverage for "less than two dollars more per month." The rep went on to tell him that it would include coverage for his doctor visits and hospitalization. Suspicious, he politely declined and called me to ask what this was about.

I explained to him that it was a Medicare Advantage plan he was b

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