Commission Split on Life Insurance with Customer?

Folks,
Please forgive me if this question is not appropriate by any means.

Here is my challenge... I am an individual planning to buy life insurance for my personal family protection. I have been doing lots of research. I do not need much guidance and know pretty much what I need. I am looking for a specific policy from Guardian which is kind of close to my needs.

I am planning to buy a large policy but I hate losing first 2 years on investment in agent commission and other fees. Its sadly the ugly side of whole life insurance as consumer loses in first 5 years.

Is it ok for me to
Source of insurance-forums.net

Comments