Any Fixed or FIA with Greater Than 10% Free W/d?

I've been on a "social security claiming" educational track this week.

Here's a webinar with Dr. Wade Pfau on fitting Social Security into Retirement Income Planning: Online News for Financial Advisors, RIAs, Investment Advisors, Financial Planners & Wealth Managers

Anyway, the idea is that (assuming good assets and health), that you split up the financial assets so you can delay claiming social security until age 70, so you can then claim the highest benefit.

Here's the thing: If your c
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