ACA Opinion Appreciated

Getting conflicting answers...so curious what you might think:

Person on subsidized ACA plan turning 65 in several months......therefor e ELIGIBLE for Medicare at age 65, and normally would switch to Medicare and not be subsidy eligible if he tried to keep the ACA plan. However, he only has 28 credits, and Part A would cost $400+/month and another $104 for part B. So...even though he is eligible for Medicare, he elects NOT to enroll in Medicare,. can he keep his ACA plan with subsidies? MarketPlace seems to think he can keep the subsidies if not enrolled in Part A...but I keep trip
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