Just looking for a logical explanation here and hoping someone can explain the reasoning behind the classification. I recently had an accident where I was driving in the middle lane of a highway and an object came sliding towards me from the right lane. It passed between my front tires, but it kept moving and I ran over it with my left rear tire. It was big enough to damage not only the tire, but punched right through the rim as well, causing $565 of damage. My insurance company explained that because it was not a flying object it has to be collision and not comprehensive. I found the sec
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