Walmart - Humana - Confusion

A few months ago a Humana agent contacted me about an opportunity to sit in a walmart. Initially I was all about it but as time went on and there were more and more certifications and classes and face to face stuff that had to get done, I was losing patience. In addition I work fulltime. So insurance selling is less than part time. Anyway, a few weeks ago, I told the FMO that I was not going to move forward with the Walmart deal, I just don't have the time. He was as nice as can be but told me that there is a 500 dollar charge that is split between them and direct health or something - and I w
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