healtcare. gov question. i cover me and my son thorough my employer and i purchase coverage for my fiance third party. so we have a household of 3 on 50k income a year and pay a total of 800/mo in premiums for all three. It says on healthcare.gov that based on this info we are eligible for a subsidy bringing total down to around 400/month due to so called premium tax credit(subsidy). no one really knows the answer to this question, including my tax person: if I do NOT apply for this subsidy through the healtcare.org to lower my MONTHLY premiums will i be able to collect this premium tax credi
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