Online Prelicensing Classes and Exam Proctors

I am interested in getting the license to sell life and health insurance. My state does allow online classes to fulfill the prelicensing education requirement, but you must have a "disinterested third party (someone who is not a friend, family member, or financial connection to you)" monitor the course completion exam.

How do people recruit a stranger watch them take a test on their computer? Just hire somebody on Craigslist? I know plenty of people that I could ask to do it, but if I know them, are they a friend and not a disinterested third party?

Sorry if this is a dumb question.
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