Need some insight into this product.
Couple of old clients of mine Male 69 n/s Female 70 n/s
they've just purchased this NGL product for a $10k death benefit, says it's a 10pay, both are priced at $180mo *each* for a total monthly premium of $360mo.
Couple of issues...
1st - he had cancer treatment/radiation about 6 months ago...the 'app' is a 2 question - all encompassing for all the usual suspects for 2 year lookback (heart/stroke/cancer/copd etc). So his was clean-sheeted. They say the 'agent' from the local funeral home, did not ask them any health questions.
2nd - I price compa
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Couple of old clients of mine Male 69 n/s Female 70 n/s
they've just purchased this NGL product for a $10k death benefit, says it's a 10pay, both are priced at $180mo *each* for a total monthly premium of $360mo.
Couple of issues...
1st - he had cancer treatment/radiation about 6 months ago...the 'app' is a 2 question - all encompassing for all the usual suspects for 2 year lookback (heart/stroke/cancer/copd etc). So his was clean-sheeted. They say the 'agent' from the local funeral home, did not ask them any health questions.
2nd - I price compa
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