Have a client who had a stroke in February 2015. The only companies that I have found that will offer a GDB are GPM and Assurity. Assurity is a NO because he was in the hospital over 48 hours in the last 12 months. Wrote a GPM application. The PHI was long and tedious. They asked him everything and did not stick to the application. Took about 30 minutes. After he handed the phone back to me the lady could not give me a decision. Said the underwriter had to review. Anybody else write with GPM? Any other options?
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