Competing with Farmers

I am somewhat new in the FE arena but have an opportunity to sell a set UL policies because the person is upset with her agent (he hit on her, and wouldnt stop). I am contracted with Foresters, Americo, Assurity, TA and RNA. None of them come close to her premiums for her and her children. She is 39 with children 23, 19, 18 and 3. I viewed the policies. Is there any place I can check to be competitive?
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