Buying Two Consecutive Insurances - Pre-existing Conditions

I want to purchase a Student Exchange Health Insurance for 3600 $ (I am staying in USA for 8 months with my dependent) but my credit card doesn't have enough daily limit (it cannot be raised). The customer support of the Health Insurance company advised me to buy two consecutive policies (for 2 x 4 months) but cannot verify if the pre-existing conditions (minimal waiting period 6 months) reset after the second policy comes to the effect or not. Bear in mind that the University I am going to work at has a very strict policy regarding pre-existing conditions.Thanks!
Leonor
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