Name Brand VS Underwriting Subsidiary - How Do You Explain

How do you explain the infamous argument you all get when somebody see's American States on their "Safeco" ID card? Or Unitrin Auto/Home instead of "Kemper"? Allstate Vehicle & Property vs "Allstate'

We just explain that each carrier has different underwriting subsidiares for each state to comply w/ the difference state insurance requirements.

Input?
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