Does LH consider chewing tobacco the same as cigarettes? Have a female who chews and the LH agent initially marked yes for tobacco then crossed it out and had her initial but agent didn't initial.
She says she made sure he knew she uses tobacco. But then again she did initial however he may have told her LH doesn't consider chew same as cigarette.
What is the insurance company remedy in such a situation? Adjustment of benefit based on actual premium paid or policy rescission if death within 2 years?
Source of insurance-forums.net
She says she made sure he knew she uses tobacco. But then again she did initial however he may have told her LH doesn't consider chew same as cigarette.
What is the insurance company remedy in such a situation? Adjustment of benefit based on actual premium paid or policy rescission if death within 2 years?
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