I'm interested in hearing from people who have personally filed health insurance claims (or helped clients do so) for which the insurance company should have paid at least some money. I'm especially curious about Anthem or Cigna.
Did they deny any part of the claims? If so, how many hours were spent appealing the decision and going to arbitration? Did the insured person have to drive to a distant place to participate in the arbitration hearing?
Please tell us all about your experience. It would be useful to know how much effort is involved in trying to actually use health insurance.
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Did they deny any part of the claims? If so, how many hours were spent appealing the decision and going to arbitration? Did the insured person have to drive to a distant place to participate in the arbitration hearing?
Please tell us all about your experience. It would be useful to know how much effort is involved in trying to actually use health insurance.
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