Fully Covered but Still Insecure...

I just ran my brand new ( 6 months old car ) into a pole by turning into a drive way. The car has full coverage insurance. For some reason I feel more secure about seeking advice in this well known Forum then bringing the claim straight to my insurance company.

I'm assuming the damage on my car is covered even though it was not a "regular" street accident with another car involved in the collision ?

For some reason i don't trust insurance companies as their are often looking for reason not to cover claims.

What are your thoughts on this?
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