FE Contracting Question

Hi All,

Hope everyone is doing well and thank you in advance for any input towards my questions...

Im currently captive at a multiline company and wanted to know if there is a way I can write FE without being directly appointed by the insurer? I'm coming across a lot of clients who are better served in FE than traditional underwriting (declined, can only afford small face amount, rated, etc)...also my company's life department have extremely tight underwriting guidelines. Is there a way around this?

I have referred to in the past (for a kick back of course) but that didn't work out s
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