Had a case yesterday where the PI has an inforce term to 80 taken out by the daughter online in 2009 for 10k with Globe.
PI has COPD,is on oxygen prior to the policy issue date.
Daughter answered no to the COPD question on the app.
He's past the contestability but at age 73 he's gonna be sol with Globe if he makes it another 7 years.
Will Globe let him convert to SIWL with no questions ?
If he dies within the term is there a chance they would dig in further and rescind the claim ?
Source of insurance-forums.net
PI has COPD,is on oxygen prior to the policy issue date.
Daughter answered no to the COPD question on the app.
He's past the contestability but at age 73 he's gonna be sol with Globe if he makes it another 7 years.
Will Globe let him convert to SIWL with no questions ?
If he dies within the term is there a chance they would dig in further and rescind the claim ?
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