(CA) Uniformity in Coverage Between Carriers, Standard or Non

Is coverage is the same between carriers since there is insurance regulation made by each state?

For example:

-Aftermarket part (wheels, bodykits, etc) is covered by company A, does it mean all carriers in the same state will cover it too?

-Does permissive drivers always be covered under all carriers? I assume it is under the regulation from CDOI but can a company deny coverage if they state it in the fine prints?


I was looking at the review on yelp on anchor general company ( nonstandard in California) and found something interesting, here is the quote of the review:

"My tru
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