Bankers Life IUL Policy Living Benefits

I spoke with a guy a few days ago that told me he had a Bankers life IUL policy but wanted to see if he can get something better. I noticed the guy is paying a lot for this policy. Aside from that I told him about my life insurance policy which has several riders that he was interested in but I didn't know what he had on his policy since 1. He didn't have it with him and 2. He hadn't seen or spoken with his life insurance agent for over two years when he bought the policy. Is there anyway I can see what their riders are for their IUL?
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