Annuities Charge Backs how Do They Work?

I just found out that one of my clients sent their annuity back in the first year and now the marketing company in Kansas is having a law firm say that I have a judgement against me for over $15,000. They have been very rude and this is the first time I have heard about it.

What can they can they do?

What happens if I don't pay it?

Need to know in Kansas.

I am out of the insurance business now.
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