I have a client that called me me $34k she wants to do something with. She just lost her husband and is in her late sixties. Very conservative. A single premium immediate annuity came to mind. To that end, who has a good solid SPIA that pays well? Also what are the pitfalls? Any detailed information you can share would be much appreciated as this is not my arena. Thank you very much in advance. The Dow dropped over 500 points yesterday and a thousand at the time of this writing, so it has to be a fixed product...
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