ADP Benefits Question

Hello Fellow Insurance Agents,

I have an issue and I am hoping some of you will have some good information for me. I wrote a group in June and they currently have 70 employees.

The corporate office is in California and my agency is also in California.
The company has some out of state EE's in Texas and may be hiring in Arizona. Employees out of state are not happy because they are not offered an HMO option like the employees in CA.

My research shows that it is very difficult to have HMO coverage for out of state employees unless you have a separate EIN and wage report in that st
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