I have a female D.O.B. 3/15/1934 age 81 who currently has a $30,000 policy that just went up to $133 per month from $92. Apparently it goes up every 3 years. I'm not sure if there is any cash value in this policy so I am thinking of requesting a current illustration or at least a phone call to the company. I'm not gonna name the current company (the carriers watch these threads). Anyway she can't afford the new rate and the company she is with actually had her call me (I kinda feel important now :-D) She is willing to take less coverage for a premium she can afford and will not increase.
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