There is No Such Thing As a Loyal Policyholder Anymore

I have had a couple insured since 1999. The other day I contacted them about additional coverage. They told me to see them in July. I just called and she told me that they had bought from Lincoln Heritage because it sounded like a good deal.

$4000 age 78 female level $52.04
$4000 age 81 male modified $83.80


I can beat her rate but not his. Does anyone know LH rates to verify his premium? It is lower than anything I have. This is in Florida.
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