Have You Guys Had Encounters with Insurance Agents from WFG

A friend of mine sold a 10-pay Mass Mutual Wholelife policy. Couple of weeks later this guy from World Financial Group came in and offer the clients a IUL at 9.63% lapsing at age 90. They told the client that this was an investment and they were giving them the policy for free. They were offering them a 75k supplemental retirement income for 25 years and it was guaranteed.

Have any of you enconter this kind of issues in the state(s) that you sell?

Thank you in advance as always for your wisdom!!!!

Clau
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