Buying an Insurance Agency - Please Advise!

Hey All,

So I'm having some issues figuring out the best way to implement this potential purchase and would love your advice! This will be kind of a long read, so I've labeled the sections.

Background

I currently own an insurance agency with 4 total people. We are a mostly ethnic agency and ~80%+ of our client base is Russian speaking. Everyone who works with me speaks great English, but do have slight Russian accents (except myself) and the name of our agency is ethnic Russian. My office is very up to date technologically and can handle pretty much everything electronically. We hav
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