Blown Away by Colonial Penn

I just sat down with a guy that sent off his application for a policy with colonial Penn today. He wanted 10k and the monthly premium was $76. The closest I could get was $83 with Assurity as he is a smoker. I looked over the pamphlet and it is a level plan and made no mention of tobacco use on the rate sheet.

Has anyone else seen this? When he said Colonial Penn I was sure I could crush it but instead got crushed.
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