Writing WC Midterm or at Renewal?

Up until now, I was ignorant to the difference between the ARD and RED and how they impact premium. I assumed they were one in the same and for the most part, disregarded them.

However, now that I'm informed, I have a few questions.

Do you hold off on writing a workers comp policy until the renewal date so both ARD and RED stay in line with the policy effective dates?

Or, Do you advise the client the first year will have some fluctuations due to these dates and it will impact premium, but there is no way to calculate what those changes will look like?

Granted, I don't want to miss out on
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