Hi gurus,
I am turning 41 this August and want to buy a Term policy. Currently I am the only income-generator for the family. So it makes sense to insure just my income.
However, my wife is talking about getting a job for herself too. I am not sure how long it will take and if it will materialize or not.
What is the best thing to do in this scenario? Wait till she gets a job and insure both of us together? Or get a policy for myself now and once she gets a job, get another policy for her?
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I am turning 41 this August and want to buy a Term policy. Currently I am the only income-generator for the family. So it makes sense to insure just my income.
However, my wife is talking about getting a job for herself too. I am not sure how long it will take and if it will materialize or not.
What is the best thing to do in this scenario? Wait till she gets a job and insure both of us together? Or get a policy for myself now and once she gets a job, get another policy for her?
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