Stacking UM/UIM --- 1 Car?

I've seen "stacking" on single car dec pages & I'm curious as to how exactly that's happening?

1.) Maybe they had 2+ cars previously (and stacking applied..) and now upon dropping to 1 car their system just defaults and displays "stacking?"

2.) Maybe certain carrier systems just automatically spit it out on the dec page?

I've come to realize that there's always new information I'm learning, so what's the deal here? Can stacking somehow apply w/ 1 car in some ridiculous scenario I can't think of?
Source of insurance-forums.net

Comments