New A.I in Michigan - Idea's Realistic?

I've been an agent (sub agent, not direct appointed) with an Allstate start up and a newer Farm Bureau (where open 9 months before I joined) I've been with FB for 3 years now. So I have a pretty good idea on how to run an agency, market, etc.

Currently I write about $300k a year in p/c 80% is personal lines. At first it was higher, but I originally got nice residual commission (now it's down to 30%), 100% commission (due to the FB bonus structure for new agents) and a salary (only 1k a month, but better than nothing, where I"m at now). Currently I'm at 75% new 40% residual (dropping to 30%
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