Liberty Mutual Home Insurance Premium Edit??

I came across a client who is currently with Liberty Mutual. I was able to quote the client at a lower price for both home & auto. Client comes back to me telling me that somehow Liberty Mutual was able to reduce the home premium from 1100 down to 500...This sounds ridiculous and absurd. Client is getting the same amount of coverage and same deductible. How is it possible that Liberty Mutual can even do that?

Has anyone come across this problem with them?
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