How Do You Get Clients Approved on Med Supps that Are Underwritten??????

I have been selling supps over the phone with modest success. I have purchased some of Thads leads and also have a lady who calls for me. While I have written some business, the biggest hurdle seems to be getting people approved for the plan.

The biggest health issues are-

Insulin dependent (seems like they all are)
Heart issues

Or if they aren't on insulin, they take pills and have a heart condition history which rules out most carriers.

I'm begging to wonder if focusing on T65 folks aren't a better approach? Seems like the healthy ones are perfectly happy paying $200+ for the same plan
Source of insurance-forums.net

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