I've been captive for 15 years and I'm 125% vested. The company owns a brokerage so I've got access to several top indie companies, but they take a commission split. My captive company just announced they're pulling out of homeowner and will only be an auto carrier. Previously they pulled out of dwelling fire and paid us vesting. But they said they are not paying vesting for the home business and alluded to being prevented from doing so for some reason. They're going to set it aside for the future. My first question is...did they somehow violate the agency contract by paying the vesting?
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