In today’s indexed annuity market, annuities are often classified as either an “income product” or a “growth product.” Part of this comes from product design; most of it, however, comes from lower caps and rates on annuities that are marketed as income products. This often leaves clients in a situation where they feel that they have to give up guarantees to maintain strong growth, or give up strong growth to guarantee higher income. Wouldn’t it be great if you could offer your clients an indexed annuity that allows them to earn a truly competitive rate of return along with an aggressive rol
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