Simplified Issue Options

My grumpy husband refuses to go fully underwritten. Flat out- not a chance. Not a clue as to why and I really don't care. He can pay more.

Having said that, what are my options? This is not a world I play in often, but it needs to get done ASAP. His term policy ends 6/9/15.

Places I've looked so far:
Assurity- price is decent for their non med term- what's the catch?
Mutual of Omaha- They are mighty proud of their policies- price is high.

Where do you place grumpy people that refuse exams?
Source of insurance-forums.net

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