Reason DM and TM Leads May Have Such Low Returns

I have received 2 final expense mailers in the last week. I also get called daily almost from 2 different life telemarketers.(They get blasted by my fax machine each time) I am 53 years old and my wife and I make $100,000+ and live on a golf course. No way are they using financial demographics like they say.They might as well roll the windows down on the van on the way to mail our lead cards at the PO. Might get a better response if they just scatter them on the rural highways and let people pick them up. :D
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